STISNQSTISNQ

prosidingprosiding

Kompilasi Hukum Islam merupakan himpunan kaidah kaidah Hukum Islam yang memuat uraian atau bahan-bahan hukum tertentu, pendapat hukum atau juga aturan hukum. Ahli waris dalam Kompilasi Hukum Islam diklasifikasikan menjadi tiga golongan, yaitu Dzawi al-furudl al-muqad, Ashabah, dan Ahli waris pengganti. Ahli waris pengganti merupakan orang yang mendapatkan harta peninggalan menggantikan ahli waris sebenarnya karena lebih dahulu meninggal daripada Pewaris Dalam penelitian ini penulis ingin mendeskripsikan secara jelas serta rinci tentang Ahli Waris Pengganti dalam Penerapan Pasal 185 Kompilasi Hukum Islam (Studi Analisis Terhadap Putusan Pengadilan Agama Jember Nomor: 1378/Pdt.G/2019/PA. Jember). Penelitian menggunakan metode penelitian kualitatif. Dari hasil penelitian, penulis ada dua kesimpulan yakni Pertama, Implementasi Pasal 185 Kompilasi Hukum Islam (KHI) Konsep ahli waris pengganti tidak hanya pada jalur ke atas dan ke bawah, melainkan juga dapat dilaksanakan pada jalur menyamping dan bagian dari ahli waris pengganti tidak boleh melebihi dari bagian ahli waris yang sederajat dengannya dan yang digantikan. Kedua, Putusan hakim Pengadilan Agama Jember nomor 1378/Pdt.G/2019/PA.Jember memberikan bagian kepada anak laki-laki dan perempuan dari saudara perempuan (keponakan) dengan alasan mereka adalah ahli waris pengganti dapat dibenarkan berdasarkan pandangan hakim Pengadilan Agama Jember dan Hukum Islam. Karena ahli waris pengganti relevan dengan lafadzal-mawaali dalam potongan ayat 33 Surah An-Nisa.

This research analyzes the evolution of the gharar concept in DSN-MUI fatwas on Islamic insurance from 2001 to 2024.The analysis results show a significant shift in the interpretation and application of the gharar concept, from a relatively rigid approach in the early 2000s towards a more flexible and contextual interpretation in recent fatwas.Factors influencing this evolution include developments in the Islamic insurance industry, changes in socio-economic conditions, and innovations in Islamic financial products.Changes in the gharar concept have positively impacted the development of more innovative and competitive Islamic insurance products and prompted adjustments in industry regulation and supervision.Epistemological, ontological, and axiological reviews indicate that this evolution reflects efforts to balance Shariah compliance with the practical needs of modern industry while maintaining maqasid al-shariah.Although these developments open opportunities for growth in the Islamic insurance industry, challenges remain in ensuring consistency in gharar interpretation amidst the complexity of modern financial products and industry globalization.In conclusion, the evolution of the gharar concept in DSN-MUI fatwas has enabled the development of a more dynamic and relevant Islamic insurance industry while maintaining the integrity of Shariah principles.

Based on the analysis of the evolution of the gharar concept in DSN-MUI fatwas, several suggestions for further research can be proposed. Firstly, a comparative study could be conducted to analyze the interpretation and application of the gharar concept in Islamic insurance across different jurisdictions, particularly in countries with a significant presence of Islamic finance. This would provide insights into the variations and similarities in the understanding and implementation of gharar, and potentially lead to the development of a more universal framework that can be adopted globally. Secondly, given the increasing integration of technology in the Islamic insurance industry, a study focused on the impact of technological advancements on the interpretation and management of gharar would be valuable. This could explore how emerging technologies such as blockchain, artificial intelligence, and big data analytics can enhance transparency, risk assessment, and contract clarity, thereby reducing elements of gharar in Islamic insurance products and operations. Lastly, considering the evolving nature of the Islamic insurance industry and the need for continuous innovation, a longitudinal study tracking the development and impact of DSN-MUI fatwas over an extended period could provide valuable insights into the long-term effects of these fatwas on the industrys growth, product development, and consumer protection. Such a study would contribute to a deeper understanding of the dynamics and challenges faced by the Islamic insurance industry in Indonesia and potentially inform the formulation of more effective regulatory frameworks and industry practices.

  1. IMPLEMENTATION OF DSN-MUI FATWA ON SHARIA INSURANCE PRODUCTS AT PT. ASURANSI TAKAFUL PALEMBANG BRANCH... doi.org/10.15548/jebi.v7i2.267IMPLEMENTATION OF DSN MUI FATWA ON SHARIA INSURANCE PRODUCTS AT PT ASURANSI TAKAFUL PALEMBANG BRANCH doi 10 15548 jebi v7i2 267
Read online
File size530.03 KB
Pages27
DMCAReport

Related /

ads-block-test