STIEPEMUDASTIEPEMUDA

International Journal of Global Accounting, Management, Education, and EntrepreneurshipInternational Journal of Global Accounting, Management, Education, and Entrepreneurship

In the current Gen Z era, the majority of college students prefer to purchase products online rather than offline, as online purchases are more affordable than offline purchases. Given this phenomenon, researchers are interested in delving deeper into analyzing the influence of financial literacy and pocket money on consumer behavior, with lifestyle as a mediating variable, on economics education students at Universitas PGRI MPU Sindok. This study used a quantitative approach. This research was conducted in the Economics Education Study Program at Universitas PGRI MPU Sindok, with a population of 146 students in semesters 1, 3, 5, and 7. The sample size of this study was 20 students selected through proportional sampling using the Slovin formula with a 5% error rate. The data collection technique used a questionnaire. The data analysis technique used the SEM-PLS test with the help of the SmartPLS 4.0.9.2 software program. The results of the study were 1) Financial literacy has a positive and insignificant effect on consumption behavior, 2) Financial literacy has a positive and significant effect on lifestyle, 3) The amount of pocket money has a positive and insignificant effect on consumption behavior, 4) The amount of pocket money has a positive and significant effect on lifestyle, 5) Lifestyle has a positive and insignificant effect on consumption behavior, 6) Financial literacy has a positive and insignificant effect on consumption behavior through lifestyle, 7) The amount of pocket money has a positive and insignificant effect on consumption behavior through lifestyle.

Based on the research results, financial literacy has a positive but insignificant effect on consumer behavior.Financial literacy has a positive and significant effect on lifestyle.The amount of pocket money has a positive but insignificant effect on consumer behavior, and a positive and significant effect on lifestyle.Lifestyle has a positive but insignificant effect on consumption behavior.Furthermore, financial literacy and pocket money influence consumption behavior through lifestyle, exhibiting partial mediation.

Future research should explore the influence of other independent variables, beyond financial literacy and pocket money, on students consumption behavior, such as peer influence or social media exposure. Expanding the research population to include students from various majors and universities would enhance the generalizability of the findings. Additionally, a qualitative study could provide deeper insights into the motivations and decision-making processes behind students consumption patterns, complementing the quantitative results. Investigating the long-term effects of financial literacy interventions on students financial habits and well-being is also recommended. Finally, research could examine the role of cultural factors and family financial practices in shaping students consumption behavior and lifestyle choices, providing a more holistic understanding of the phenomenon.

  1. OSF. 0 doi.org/10.31237/osf.io/t9szmOSF 0 doi 10 31237 osf io t9szm
  2. Pengaruh Pendidikan Ekonomi Dalam Lingkungan Keluarga Terhadap Perilaku Konsumtif Siswa | Novitasari... doi.org/10.26858/jekpend.v4i1.15119Pengaruh Pendidikan Ekonomi Dalam Lingkungan Keluarga Terhadap Perilaku Konsumtif Siswa Novitasari doi 10 26858 jekpend v4i1 15119
Read online
File size595.23 KB
Pages12
DMCAReport

Related /

JURIS Nyai Khairiyah Hasyim s Contribution Regarding Gender Equality in The Field of Education as an Insight Into Local History 2025More at 2025

UMPOUMPO In addition, it is also so that the community and the next generation in Jombang do not forget her contribution in the field of education. Kajian terkaitIn addition, it is also so that the community and the next generation in Jombang do not forget her contribution in the field of education. Kajian terkait

JURIS Development of Qur an Tahfidz Learning Model in High School ABBS Abidin Billingual Boarding School Surakarta 2025More at 2025

UMPOUMPO Selain itu, penelitian ini juga bertujuan untuk mengkaji pendekatan dan strategi yang digunakan dalam pembelajaran tahfidz, serta mengetahui kelebihanSelain itu, penelitian ini juga bertujuan untuk mengkaji pendekatan dan strategi yang digunakan dalam pembelajaran tahfidz, serta mengetahui kelebihan

JURIS Gifted and Talented Curriculum and Services at Islamic Elementary Schools 2025More at 2025

UMPOUMPO Kurikulum dan layanan bagi siswa berbakat dan bertalenta di Madrasah Ibtidaiyah menekankan kebutuhan akan kurikulum menantang, kurikulum diferensiasi,Kurikulum dan layanan bagi siswa berbakat dan bertalenta di Madrasah Ibtidaiyah menekankan kebutuhan akan kurikulum menantang, kurikulum diferensiasi,

JURIS Social Piety Index A Measurement Strategy for The Manifestation of Individual Piety in Community Life to Support Regional 2025More at 2025

UMPOUMPO Pengukuran indeks kesalehan sosial merupakan manifestasi dari kesalehan individu, yaitu praktik aspek ritual keagamaan.meskipun setiap agama memiliki perbedaanPengukuran indeks kesalehan sosial merupakan manifestasi dari kesalehan individu, yaitu praktik aspek ritual keagamaan.meskipun setiap agama memiliki perbedaan

JURIS Implementation of Pancasila Education Based on Sufism Values in Preventing Religious Radicalism at Muhammadiyah 1 Pamekasan Junior High School 2025More at 2025

UMPOUMPO Kenaikan doktrin radikalisme agama di Indonesia telah menyebabkan sikap terorisme yang dapat merugikan sendi-sendi ajaran agama dan dapat merugikan diriKenaikan doktrin radikalisme agama di Indonesia telah menyebabkan sikap terorisme yang dapat merugikan sendi-sendi ajaran agama dan dapat merugikan diri

JURIS Passage of The Health Law A Human Rights Perspective in The Field of Public Services 2025More at 2025

SINOMICSJOURNALSINOMICSJOURNAL Namun, dalam implementasinya, tantangan utama terletak pada pengurangan disparitas regional dan memastikan kelompok rentan tidak tertinggal. Dengan pemantauanNamun, dalam implementasinya, tantangan utama terletak pada pengurangan disparitas regional dan memastikan kelompok rentan tidak tertinggal. Dengan pemantauan

JURIS The Relationship Between Self Concept and Deception Behavior in Social Media Users at International College X 2025More at 2025

SINOMICSJOURNALSINOMICSJOURNAL Metode pengambilan sampel yang digunakan adalah sampling saturasi (census). Hasil uji validitas perilaku penipuan pada skala memperoleh 22 item yang memenuhiMetode pengambilan sampel yang digunakan adalah sampling saturasi (census). Hasil uji validitas perilaku penipuan pada skala memperoleh 22 item yang memenuhi

JURIS Exploring the Determinants of Poverty Gap in Sumatra Island A Spatial Regression Approach 2025More at 2025

SINOMICSJOURNALSINOMICSJOURNAL Model SAR menunjukkan pengeluaran non‑makanan per kapita memiliki pengaruh negatif, rasio Gini memiliki pengaruh positif, sementara tingkat pengangguranModel SAR menunjukkan pengeluaran non‑makanan per kapita memiliki pengaruh negatif, rasio Gini memiliki pengaruh positif, sementara tingkat pengangguran

Useful /

JURIS Analysis Of Factors That Influence Bullying Behavior In Adolescents In Public Middle School In East Jakarta Region 2026More at 2026

POLTEKKES JAKARTA 3POLTEKKES JAKARTA 3 014) and peer factors (p value 0. 006) and bullying behavior. The research highlights the importance of internal factors formed within the family to address014) and peer factors (p value 0. 006) and bullying behavior. The research highlights the importance of internal factors formed within the family to address

JURIS Thermal Analysis And Performance Of An Active Solar Dryer System Based On Solar Panels For Improving The Quality Of Cocoa Bean Drying 2026More at 2026

UMPOUMPO The beans quality was more uniform, hygienic, and the fermented aroma was maintained. This system has the potential to be implemented on a farmer and UMKMThe beans quality was more uniform, hygienic, and the fermented aroma was maintained. This system has the potential to be implemented on a farmer and UMKM

JURIS Desain dan Optimasi Pembangkit Listrik Tenaga Angin Berbasis Turbin Savonius sebagai Solusi Energi Berkelanjutan Di Wilayah Pedesaan 2026More at 2026

ITNITN Hasil penelitian menunjukkan bahwa daya keluaran turbin angin Savonius meningkat seiring peningkatan kecepatan angin, mencapai puncak pada kecepatan 5 m/sHasil penelitian menunjukkan bahwa daya keluaran turbin angin Savonius meningkat seiring peningkatan kecepatan angin, mencapai puncak pada kecepatan 5 m/s

JURIS Inside the Credit Engine The Moderating Role of Capital Adequacy Ratio on the Effects of Internal and Macroeconomic Factors on Bank Credit Distribution Decisions 2026More at 2026

STIEPEMUDASTIEPEMUDA Penelitian ini berfokus pada sektor perbankan yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2022-2024. Distribusi kredit merupakan fungsiPenelitian ini berfokus pada sektor perbankan yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2022-2024. Distribusi kredit merupakan fungsi

ads-block-test