UMPOUMPO

Ekuilibrium : Jurnal Ilmiah Bidang Ilmu EkonomiEkuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi

The importance of access to credit for micro, small, and household craft enterprises, including cooperatives, has become a major focus in improving working capital financing and capital accumulation to support industrial income. The government through the LPDB (Revolving Fund Management Institution) has launched a revolving fund program that aims to strengthen the capital base of cooperatives, increase the capacity of human resources in business and financial management, and increase the role of cooperatives in expanding employment opportunities and reducing poverty. According to data from the Cooperative Business Development Division of the Denpasar City MSME Cooperative Office, from 2021 to 2023, there were five cooperatives that received the LPDB revolving fund program, but did not consistently reapply for the funds. This raises concerns regarding the sustainability of the program and the factors that influence it. This study aims to identify the factors that influence the sustainability of the LPDB program for cooperatives in Denpasar City. Using the MICMAC (Matrix of Cross Impact Multiplications Applied to a Classification) analysis method, this study reveals that administrative requirements and members information and knowledge about the revolving fund have the most significant direct influence. These findings underscore the importance of simplifying the administrative process and improving member knowledge to ensure the success of the program. In addition, active member participation emerged as an important predictor of program sustainability, highlighting the importance of members direct involvement in supporting their economic activities. Thus using this method can uncover critical factors, and provide a comprehensive understanding that can inform policy adjustments and strategic implementation to improve program sustainability.

The study concludes that both external and internal factors significantly influence the sustainability of the LPDB revolving fund program.Simplifying administrative processes and enhancing member education are crucial for long-term viability.The LPDB revolving fund positively impacts the economic empowerment of MSMEs and cooperatives, necessitating continued promotion and expansion.Strict eligibility criteria and effective monitoring mechanisms are essential for ensuring program sustainability and preventing misuse of resources.

Further research should investigate the impact of broader macroeconomic conditions and government policies on the LPDB revolving fund programs sustainability, expanding the geographical scope of the study. Additionally, a longitudinal analysis could provide a deeper understanding of the long-term dynamics of the identified factors. To enhance program effectiveness, future studies should explore the potential of integrating digital technologies to streamline administrative processes and improve fund management. Furthermore, research could focus on developing targeted training programs to address knowledge gaps among cooperative members regarding the benefits and proper utilization of revolving funds. Finally, investigating the role of local leadership and community engagement in fostering program sustainability would provide valuable insights for policymakers and practitioners.

  1. Modified IPA for Order-Winner Criteria Improvement: A MICMAC Approach. modified ipa order winner criteria... scialert.net/abstract/?doi=jas.2009.3792.3803Modified IPA for Order Winner Criteria Improvement A MICMAC Approach modified ipa order winner criteria scialert abstract doi jas 2009 3792 3803
  2. Prospective Structural Method Application to Identify Strategic Variable of Developing Ecotourism Region... doi.org/10.4108/eai.6-12-2018.2286308Prospective Structural Method Application to Identify Strategic Variable of Developing Ecotourism Region doi 10 4108 eai 6 12 2018 2286308
  3. The Performance of MSMEs: a Comprehensive Approaches based on Resource, Customers, Suppliers, and Characteristics... doi.org/10.24269/ekuilibrium.v16i2.2021.pp176-189The Performance of MSMEs a Comprehensive Approaches based on Resource Customers Suppliers and Characteristics doi 10 24269 ekuilibrium v16i2 2021 pp176 189
  4. Analysis of Government Funding Performance on Economic Growth and Human Development Index in Indonesia... doi.org/10.24269/ekuilibrium.v18i2.2023.pp136-148Analysis of Government Funding Performance on Economic Growth and Human Development Index in Indonesia doi 10 24269 ekuilibrium v18i2 2023 pp136 148
Read online
File size647.53 KB
Pages15
DMCAReport

Related /

JURIS The Effects of Various Internal and External Factors on the Movement of the Indonesian Sharia Stock Index on the Indonesia Stock Exchange 2026More at 2026

UMPOUMPO The research aims to analyse the variables affecting the Indonesian Sharia Stock Index. The research found that the exchange rate, money supply, worldThe research aims to analyse the variables affecting the Indonesian Sharia Stock Index. The research found that the exchange rate, money supply, world

JURIS Pengaruh Pupuk Kompos Jerami Padi Terhadap Pertumbuhan dan Hasil Tanaman Bawang Daun Allium fistulosum L pada Tanah Podsolik Merah Kuning 2026More at 2026

UPBUPB PMK soils are characterized by high acidity (pH < 5. 5), high exchangeable aluminum, low cation exchange capacity, and deficiency in macronutrients suchPMK soils are characterized by high acidity (pH < 5. 5), high exchangeable aluminum, low cation exchange capacity, and deficiency in macronutrients such

JURIS Strengthening Community Health and Economy through Local Herbal Innovation in the Harmoni Women s Group 2025More at 2025

UMSUMS This initiative contributes to the achievement of Sustainable Development Goals 3, 8, and 12, supporting good health, economic growth, and responsibleThis initiative contributes to the achievement of Sustainable Development Goals 3, 8, and 12, supporting good health, economic growth, and responsible

JURIS The Effect Of Audit Fee And Ownership Structure On Audit Quality Evidence From Technology Firms 2021 2023 2025More at 2025

UNSURUNSUR Hasil penelitian menunjukkan bahwa biaya audit berpengaruh terhadap kualitas audit, sedangkan struktur kepemilikan tidak menunjukkan pengaruh yang signifikan.Hasil penelitian menunjukkan bahwa biaya audit berpengaruh terhadap kualitas audit, sedangkan struktur kepemilikan tidak menunjukkan pengaruh yang signifikan.

JURIS Enhancing Business Acumen in Rural Entrepreneurs A Community Based Training and Mentorship Program 2025More at 2025

ABDIMASABDIMAS This study concludes that a participatory approach is crucial for the relevance and effectiveness of training and mentoring programs for rural entrepreneurs.This study concludes that a participatory approach is crucial for the relevance and effectiveness of training and mentoring programs for rural entrepreneurs.

JURIS The Role of Deposit Insurance in Supporting Islamic Microfinance Institutions Insights from Indonesia 2025More at 2025

JIMF BIJIMF BI Ditemukan bahwa pendidikan, pengalaman kerja, dan persepsi sosial secara signifikan memengaruhi kesadaran dan kesediaan pemangku kepentingan untuk mengadopsiDitemukan bahwa pendidikan, pengalaman kerja, dan persepsi sosial secara signifikan memengaruhi kesadaran dan kesediaan pemangku kepentingan untuk mengadopsi

JURIS Regional Macro Policies for People s Happiness 2025More at 2025

UMPOUMPO Data yang digunakan adalah data sekunder untuk tahun 2014, 2017, dan 2021. Sumber data adalah Badan Pusat Statistik Indonesia. Menggunakan regresi dataData yang digunakan adalah data sekunder untuk tahun 2014, 2017, dan 2021. Sumber data adalah Badan Pusat Statistik Indonesia. Menggunakan regresi data

JURIS The Effect of Market Structure on Sales of Coal Companies Listed on the Indonesia Stock Exchange IDX for the Period 2018 2022 2025More at 2025

UMPOUMPO Temuan ini didukung oleh nilai Minimum Efficient Scale (MES) perusahaan dengan pangsa pasar terbesar, yang mencapai 22,16% atau >10%. Ini menunjukkan bahwaTemuan ini didukung oleh nilai Minimum Efficient Scale (MES) perusahaan dengan pangsa pasar terbesar, yang mencapai 22,16% atau >10%. Ini menunjukkan bahwa

Useful /

JURIS Optimalisasi Kompos Limbah Sayur dan Ekstrak Tauge untuk Meningkatkan Pertumbuhan Bawang Daun pada Tanah Aluvial 2026More at 2026

UPBUPB Penelitian dilakukan di Desa Sungai Beliung, Kecamatan Pontianak Barat, Kota Pontianak, Provinsi Kalimantan Barat. Desain penelitian menggunakan RancanganPenelitian dilakukan di Desa Sungai Beliung, Kecamatan Pontianak Barat, Kota Pontianak, Provinsi Kalimantan Barat. Desain penelitian menggunakan Rancangan

JURIS Teori Kebijakan Fiskal dalam Ekonomi Islam 2025More at 2025

UNSURUNSUR Metode penelitian ini menggunakan studi liberary. Hasil dari pembahasan ini menunjukan bahwa kebijakan fiskal dalam Islam sejak zaman nabi SAW hingga saatMetode penelitian ini menggunakan studi liberary. Hasil dari pembahasan ini menunjukan bahwa kebijakan fiskal dalam Islam sejak zaman nabi SAW hingga saat

JURIS Resistensi Pembiayaan dan Akseptasi atas Sisa Hasil Usaha pada KSPPS Tunas Artha Mandiri Syariah Cabang Cianjur 2024More at 2024

UNSURUNSUR Metode yang digunakan adalah pendekatan kuantitatif dengan tipe sampling purposive sampling. Hasil analisis menunjukkan bahwa pembiayaan tidak berpengaruhMetode yang digunakan adalah pendekatan kuantitatif dengan tipe sampling purposive sampling. Hasil analisis menunjukkan bahwa pembiayaan tidak berpengaruh

JURIS Implementasi Prinsip 5C Dalam Menentukan Kelayakan Pemberian Kredit Pada Nasabah 2024More at 2024

UNSURUNSUR Dengan adanya Implementasi prinsip 5 C, maka pihak PT. Bank Perkreditan Rakyat Kerta Raharja Cabang Banjaran lebih efektif dalam menjaga dan mengamankanDengan adanya Implementasi prinsip 5 C, maka pihak PT. Bank Perkreditan Rakyat Kerta Raharja Cabang Banjaran lebih efektif dalam menjaga dan mengamankan

ads-block-test