DINUSDINUS

JAKA (Jurnal Akuntansi, Keuangan, dan Auditing)JAKA (Jurnal Akuntansi, Keuangan, dan Auditing)

This study highlights the increasing cases of QRIS phishing targeting Generation Z through social media using various social engineering techniques. The research analyzes the influence of understanding internal controls, risk awareness, and self-efficacy on the effectiveness of QRIS phishing prevention. A quantitative approach was employed with a population of 10,951 active students at Dian Nuswantoro University and a sample of 408 respondents selected through purposive sampling based on their experience conducting QRIS transactions. Data were analyzed using multiple linear regression with SPSS. The results show that understanding internal controls, risk awareness, and self-efficacy have positive and significant effects on QRIS phishing prevention, both simultaneously and partially. Among the three variables, understanding internal controls is the most dominant factor. These findings underscore the importance of strengthening cybersecurity literacy to promote safer digital payment behavior among Generation Z.

The study demonstrates that understanding internal controls, risk awareness, and self-efficacy significantly influence the prevention of QRIS phishing among Generation Z.Understanding of internal controls emerged as the most dominant factor in mitigating this threat.These findings emphasize the critical role of enhancing cybersecurity literacy and promoting secure digital payment practices within this demographic.

Further research should investigate the effectiveness of tailored cybersecurity training programs specifically designed for Generation Z, focusing on practical skills for identifying and avoiding QRIS phishing attempts. Additionally, studies could explore the role of financial institutions and regulatory bodies in developing and implementing more robust security measures and consumer protection policies related to QRIS transactions. Finally, future research could examine the influence of social and cultural factors on QRIS phishing vulnerability among Generation Z, considering variations in digital literacy and risk perception across different socioeconomic groups and regions within Indonesia. These investigations will contribute to a more comprehensive understanding of the challenges and opportunities in safeguarding digital payment ecosystems and fostering responsible financial behavior among young adults.

  1. Becoming a Cashless Society: The Role of QRIS from the Z-Generation Student's Perspective | JASF:... jasf.upnjatim.ac.id/index.php/jasf/article/view/404Becoming a Cashless Society The Role of QRIS from the Z Generation Students Perspective JASF jasf upnjatim ac index php jasf article view 404
  2. LEGAL PROBLEMS FOR QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) USERS IN ONLINE PAYMENT TRANSACTIONS... Doi.Org/10.61397/Ays.V2i1.183LEGAL PROBLEMS FOR QUICK RESPONSE CODE INDONESIAN STANDARD QRIS USERS IN ONLINE PAYMENT TRANSACTIONS Doi Org 10 61397 Ays V2i1 183
  3. The Influence of Internal Control and Individual Morality on Fraud Prevention in Industrial Garment Company... Doi.Org/10.30741/Assets.V9i1.1446The Influence of Internal Control and Individual Morality on Fraud Prevention in Industrial Garment Company Doi Org 10 30741 Assets V9i1 1446
Read online
File size372.72 KB
Pages15
DMCAReport

Related /

JURIS The Influence of Financial Literacy Aspects In Supporting Marketing Patterns of UMKM In Parepare City With Financial Technology As A Moderation Variablev 2026More at 2026

UMPARUMPAR Pemanfaatan teknologi keuangan tidak berpengaruh signifikan terhadap pola pemasaran UMKM. Pengetahuan keuangan berpengaruh positif dan signifikan terhadapPemanfaatan teknologi keuangan tidak berpengaruh signifikan terhadap pola pemasaran UMKM. Pengetahuan keuangan berpengaruh positif dan signifikan terhadap

JURIS Advocacy For Village Budgeting To Promote Inclusive Development For Women And Children In Cemba Village Enrekang Regency 2026More at 2026

UMPARUMPAR Keberhasilan tersebut menegaskan bahwa pendekatan advokasi bottom‑up yang didukung oleh data berbasis bukti dan kolaborasi strategis antara kelompokKeberhasilan tersebut menegaskan bahwa pendekatan advokasi bottom‑up yang didukung oleh data berbasis bukti dan kolaborasi strategis antara kelompok

JURIS The Effect Of Entrepreneurial Orientation On Marketing Performance Of Street Food MSMEs In Pontianak City With Product Innovation as a Mediation 2026More at 2026

UMPARUMPAR Hasil menunjukkan orientasi kewirausahaan berpengaruh positif terhadap inovasi produk (0,531), yang berdampak pada peningkatan kinerja pemasaran (0,433).Hasil menunjukkan orientasi kewirausahaan berpengaruh positif terhadap inovasi produk (0,531), yang berdampak pada peningkatan kinerja pemasaran (0,433).

JURIS Influence Islamic leadership Commitment Organization Prevention Fraud Report Finance and Systems Information Accountancy to Quality Report Finance 2025More at 2025

AZZUKHRUFCENDIKIAAZZUKHRUFCENDIKIA Komitmen organisasi memiliki pengaruh positif tetapi tidak signifikan, pencegahan penipuan memiliki pengaruh negatif dan tidak signifikan, sedangkan sistemKomitmen organisasi memiliki pengaruh positif tetapi tidak signifikan, pencegahan penipuan memiliki pengaruh negatif dan tidak signifikan, sedangkan sistem

JURIS The Influence Of The Dimensions Of Justice And The Level Of Awareness Of Taxpayer Compliance With Religiosity As Moderation 2025More at 2025

AZZUKHRUFCENDIKIAAZZUKHRUFCENDIKIA Tingkat kesadaran memiliki pengaruh positif dan statistik yang tidak signifikan terhadap kepatuhan wajib pajak. Ini berarti bahwa dukungan lain sepertiTingkat kesadaran memiliki pengaruh positif dan statistik yang tidak signifikan terhadap kepatuhan wajib pajak. Ini berarti bahwa dukungan lain seperti

JURIS The Effect of Islamic Corporate Governance and Maqashid Sharia Index on Islamic Social Reporting 2025More at 2025

AZZUKHRUFCENDIKIAAZZUKHRUFCENDIKIA Hasil penelitian menunjukkan bahwa variabel Islamic Corporate Governance berpengaruh signifikan terhadap Islamic Social Reporting, sedangkan variabel MaqashidHasil penelitian menunjukkan bahwa variabel Islamic Corporate Governance berpengaruh signifikan terhadap Islamic Social Reporting, sedangkan variabel Maqashid

JURIS Global Strategies in Fraud Prevention and Detection A Systematic Review 2025More at 2025

RISETPRESSRISETPRESS Strategi pencegahan dan deteksi penipuan yang dianalisis dalam jurnal yang dipublikasikan oleh Scopus dari 2021 hingga 2025 menunjukkan bahwa kedua aspekStrategi pencegahan dan deteksi penipuan yang dianalisis dalam jurnal yang dipublikasikan oleh Scopus dari 2021 hingga 2025 menunjukkan bahwa kedua aspek

JURIS The Effect Of Return On Assets And Inflation On Stock Prices In The Banking Sub Sector On The Indonesian Stock Exchange In 2017 2022 2025More at 2025

AZZUKHRUFCENDIKIAAZZUKHRUFCENDIKIA However, inflation demonstrates a positive yet statistically insignificant impact on stock prices, suggesting its influence is not consistently reliableHowever, inflation demonstrates a positive yet statistically insignificant impact on stock prices, suggesting its influence is not consistently reliable

Useful /

JURIS International Standards In Green Bond Regulation A Comparative Study of Indonesia and The Philippines 2026More at 2026

DINASTIRESDINASTIRES Temuan menunjukkan bahwa regulasi obligasi hijau di Indonesia di bawah POJK 18/2023 dan di Filipina di bawah SEC Memorandum Circular No. 12, Series ofTemuan menunjukkan bahwa regulasi obligasi hijau di Indonesia di bawah POJK 18/2023 dan di Filipina di bawah SEC Memorandum Circular No. 12, Series of

JURIS The Influence of Beauty Vloggers and E WOM on the Decision of Young Women in Pontianak City to Purchase Local Cosmetic Products through Customer Trust 2026More at 2026

UMPARUMPAR Penelitian ini menunjukkan pentingnya membangun kepercayaan konsumen sebagai jembatan antara pengaruh digital dan keputusan pembelian yang sebenarnya.Penelitian ini menunjukkan pentingnya membangun kepercayaan konsumen sebagai jembatan antara pengaruh digital dan keputusan pembelian yang sebenarnya.

JURIS Efektivitas Air Perasan Buah Jeruk Nipis Citrus aurantifolia Terhadap Ikan Bandeng Chanos chanos Yang Diinfeksi Bakteri Vibrio Alginolyticus 2023More at 2023

POLITANI KOEPOLITANI KOE Penelitian ini bertujuan untuk mengetahui efektivitas air perasan buah jeruk nipis dalam mencegah infeksi bakteri Vibrio alginolyticus pada ikan bandeng.Penelitian ini bertujuan untuk mengetahui efektivitas air perasan buah jeruk nipis dalam mencegah infeksi bakteri Vibrio alginolyticus pada ikan bandeng.

JURIS Penerapan GMP dan Organoleptik Bahan Baku Pada Pembekuan Udang Vannamei Bentuk CPDTO Cooked Peeled Deviened Tail Situbondo Jawa Timur 2023More at 2023

POLITANI KOEPOLITANI KOE Proses pembekuan udang bentuk Cook Peeled Deveined Tail On (CPDTO) memiliki beberapa tahapan yaitu, penerimaan bahan baku, penimbangan I, pencucian I,Proses pembekuan udang bentuk Cook Peeled Deveined Tail On (CPDTO) memiliki beberapa tahapan yaitu, penerimaan bahan baku, penimbangan I, pencucian I,

ads-block-test